Santa Clarita
Mortgage - Santa Clarita Refinance
Applied Wholesale Mortgage offers
the lowest rates for mortgage and refinance loans throughout Santa Clarita California and the Southland. Our brokers will pre-qualify
you to buy Santa Clarita real estate. Mortgage interest rates are
the best ever and you can qualify for Santa Clarita home loans regardless
of your credit history!
Apply now
About Santa Clarita
Santa Clarita is the fourth largest city located
in Los Angeles County, California. As of the 2005 California Department
of Finance estimate, the city had a total population of 167,954.
It is located about 35 miles northwest of downtown Los Angeles,
and occupies most of the Santa Clarita Valley. It is one of the
greatest examples of an edge city in the United States. The FBI
rates it as the sixth safest city in the United States with at
least 100,000 inhabitants. (Nearby Simi Valley and Thousand Oaks,
in Ventura County, traditionally alternate between the first and
second spots on the list.)Santa Clarita was incorporated in 1987
as the union of several previously existing communities, including
Saugus, Valencia, Canyon Country, Newhall, and portions of Castaic.
Its principal boundaries are the Golden State and Antelope Valley
freeways; their merger in Newhall Pass at the city's southernmost
point gives Santa Clarita its distinctive triangular appearance
on the map. Unlike many other hybrid cities' districts, communities
in Santa Clarita retain a considerable degree of autonomy, to
the extent that some of them--Valencia, most notably--are often
mistaken for completely separate cities.
Santa Clarita Fixed Rate Mortgages
This is the most common type of mortgage
program. Your monthly payments for interest and principal never
change. Property taxes and homeowners insurance may increase,
but generally your monthly payments will be very stable.
Santa Clarita Adjustable Rate Mortgages
These loans generally begin with
an interest rate that is 2-3 percent below a comparable fixed
rate mortgage, and could allow you to buy a more expensive home.
However, the interest rate changes at specified intervals (for
example, every year) depending on changing market conditions;
if interest rates go up, your monthly mortgage payment will go
up, too. However, if rates go down, your mortgage payment will
drop also.
Santa Clarita Reverse Mortgage
A reverse mortgage is a special type
of loan made to older homeowners to enable them to convert the
equity in their home to cash to finance living expenses, home
improvements, in-home health care, or other needs. With a reverse
mortgage, the payment stream is "reversed." That is,
payments are made by the lender to the borrower, rather than monthly
repayments by the borrower to the lender, as occurs with a regular
home purchase mortgage.
Santa Clarita FHA and VA Mortgage Loans
There are many factors to consider
when applying for a government loan. We will be by your side every
step of the way. Below is some helpful information to help get
you started.
