Julian
Mortgage - Julian Refinance
Applied Wholesale Mortgage offers
the lowest rates for mortgage and refinance loans throughout Julian California and Julian. Our brokers will pre-qualify
you to buy Julian real estate. Mortgage interest rates are
the best ever and you can qualify for Julian home loans regardless
of your credit history!
Apply now
About Julian
Apple pie is Julian’s claim to fame; San
Diego residents flock to this small town to get a slice. Julian
is well known as a mining town nestled in the center of the county,
with old fashioned western style buildings, shops and restaurants.
The city is also one of the few in SD cold enough for snow to
fall. In the 1870’s, the town was founded by ex-confederates
in search of gold and not long after the first apple trees were
planted. The Julian Hotel was built at the turn of the century;
it is newly restored and a California landmark.
Julian Fixed Rate Mortgages
This is the most common type of mortgage
program. Your monthly payments for interest and principal never
change. Property taxes and homeowners insurance may increase,
but generally your monthly payments will be very stable.
Julian Adjustable Rate Mortgages
These loans generally begin with
an interest rate that is 2-3 percent below a comparable fixed
rate mortgage, and could allow you to buy a more expensive home.
However, the interest rate changes at specified intervals (for
example, every year) depending on changing market conditions;
if interest rates go up, your monthly mortgage payment will go
up, too. However, if rates go down, your mortgage payment will
drop also.
Julian Reverse Mortgage
A reverse mortgage is a special type
of loan made to older homeowners to enable them to convert the
equity in their home to cash to finance living expenses, home
improvements, in-home health care, or other needs. With a reverse
mortgage, the payment stream is "reversed." That is,
payments are made by the lender to the borrower, rather than monthly
repayments by the borrower to the lender, as occurs with a regular
home purchase mortgage.
Julian FHA and VA Mortgage Loans
There are many factors to consider
when applying for a government loan. We will be by your side every
step of the way. Below is some helpful information to help get
you started.
