Fountain Valley
Mortgage - Fountain Valley Refinance
Applied Wholesale Mortgage offers
the lowest rates for mortgage and refinance loans throughout Orange
County California and Fountain Valley. Our brokers will pre-qualify
you to buy Fountain Valley real estate. Mortgage interest rates
are the best ever and you can qualify for Fountain Valley home
loans regardless of your credit history!
Apply now
About Fountain Valley
Once a home to wheat and lima bean farmers, Fountain
Valley is today home to almost 60,000 residents. Although the
area has been a community since the late 1800’s, Fountain
Valley was not officially a city until the 1950’s. Soon
after, the city changed from farming to housing, and thousands
of residents settled there. Visitors can learn more about Fountain
Valley’s rich history at Heritage Park, or enjoy sports
and events at the Mile Square Regional Park.
Fountain Valley Fixed Rate Mortgages
This is the most common type of mortgage
program. Your monthly payments for interest and principal never
change. Property taxes and homeowners insurance may increase,
but generally your monthly payments will be very stable.
Fountain Valley Adjustable Rate Mortgages
These loans generally begin with
an interest rate that is 2-3 percent below a comparable fixed
rate mortgage, and could allow you to buy a more expensive home.
However, the interest rate changes at specified intervals (for
example, every year) depending on changing market conditions;
if interest rates go up, your monthly mortgage payment will go
up, too. However, if rates go down, your mortgage payment will
drop also.
Fountain Valley Reverse Mortgage
A reverse mortgage is a special type
of loan made to older homeowners to enable them to convert the
equity in their home to cash to finance living expenses, home
improvements, in-home health care, or other needs. With a reverse
mortgage, the payment stream is "reversed." That is,
payments are made by the lender to the borrower, rather than monthly
repayments by the borrower to the lender, as occurs with a regular
home purchase mortgage.
Fountain Valley FHA and VA Mortgage Loans
There are many factors to consider
when applying for a government loan. We will be by your side every
step of the way. Below is some helpful information to help get
you started.
