Whether or not you need a co-borrower will be determined by our Loan Specialist upon evaluation of your credit profile, income to debt ratio, and other financial considerations required for an accurate pre-qualification.

Should a co-signer be deemed necessary, any and all credit information regarding the loan will most likely show on both borrowers’ credit reports. In the event of a foreclosure or default, borrowers share liability for any financial obligations to the lender. Our Loan Specialists use creativity and experience to exhaust all avenues of approval without the need of a co-signer. However, should you need a co-signer, they should be completely informed of all risks involved.