Yes, over time. Should you have a low credit score and a credit history that needs a bit of rehabilitation, taking these simple steps will help you get back on the right track:

Avoid becoming delinquent on current accounts.

Anybody can occasionally miss a payment on one or two of their bills, especially in times of illness or unemployment; isolated situations like these generally should not be of great concern. However, borrowers with an established pattern of late payments throughout their credit history are bound to pose a risk to lenders who may be reluctant to extend new or additional credit to these consumers.

Avoid overuse of your credit

Even if you pay your bills on time, consumers with a constant and/or large balance on their accounts also cause concern for the lender.

Close or consolidate accounts

Too many open accounts may indicate a consumer is an excessive user of credit. By closing unused accounts and by consolidating debt into fewer accounts with lower interest rates show lenders that you are a conscientious borrower who is responsibly managing credit by taking steps to improve your credit status.

Correct inaccuracies in your credit report

If a credit bureau’s records contain inaccurate and unverifiable information, they must correct it. Get written proof from the creditor and provide that information to the credit bureaus.