Shopping for a home before being pre-approved for a loan can lead to embarrassing and sometimes disastrous results. Probably the biggest fear most homebuyers face is finding they do not qualify for a mortgage loan after having become emotionally attached to a certain home. We strongly recommend that hopeful homebuyers get pre-qualified and pre-approved prior to the actual home buying process.

We can pre-qualify you within 24 hours of receiving your online application and a telephone interview with one of our Loan Specialists takes only 15 minutes of your time - time well spent in light of the hours, days, weeks, or even months of frustration and disappointment that can result from frustrating negotiations. Being pre-qualified gives you bargaining leverage and confidence - especially if you should discover, as most homebuyers do, that you actually qualify for more than you originally thought!

Pre-qualification and pre-approval are the most crucial steps in the home buying process. Unfortunately, they are also the most overlooked. Call any of our qualified Loan Specialists to get pre-qualified over the phone in 15 minutes or less or, if you prefer to use our online application, within 24 hours.