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Guaranteed...
or we pay you
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It's simple. You won't find a lower interest rate and points on a
fixed rate mortgage loan anywhere... Guaranteed.

No legal jargon or fine print to read. If you find a lower interest rate and points with anyone licensed to offer mortgage loans we will pay you $200. That's how confident we are in our wholesale rates!

Call us before you lock in your rate with another company. It must be the same day, as rates change each day.
If we can't match or beat your other offers:
1. Tell the loan agent your name and
that you have a better offer.
2. Lock the rate with your other
offer.
3. Fax us your Rate Lock confirmation
showing:
a. the date of your rate lock.
b. interest rate and points you
received.
c. name of the company that is
providing the money.
After your loan closes, simply fax us
your proof of closing* showing the same rate
and point combination and we will mail you a check for $200...


Unfortunately there are many unscrupulous brokers that try to hook customers with a low interest rate only to raise them later. Brokers that practice Bait and Switch force us to verify that
your rate and points at closing are the same
as your offer that beat our wholesale
interest rates.
* HUD-1 / Escrow Settlement Statement
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