If you are a first time homebuyer, you may not be aware of the
many local and state agencies that run down payment assistance
programs to help individuals and families purchase their home,
including the Department of Veteran Affairs and the Federal Housing
Administration.
A lower interest rate is often available to those who qualify for
down payment assistance although it may take quite a bit of extra
paperwork and even mandatory education classes. Our loan specialists
are familiar with both local
and state agencies and their policies so please do not hesitate to
ask us.
For additional information recommend you contact the appropriate
State Housing Authority from the list below.
Alabama Housing Finance Authority
P.O. Box 230909 Montgomery, AL 36123-0909
(205) 242-4310
Alaska Housing Finance Corp.
P.O. Box 101020 235 East 8th Avenue Anchorage, AK 99510
(907) 561-1900
Arizona Department of Commerce Office of Housing Development
1700 West Washington Phoenix, AZ 85007
(602) 280-1365
Arkansas Development Finance Authority
P.O. Box 8023 100 Main Street / Suite 200 Little Rock, AR
(501) 682-5900
California Housing Finance Agency
1121 L Street / 7th Floor Sacramento, CA 95815
(916) 322-3991
California Department of Housing & Community Development
P.O. Box 952050 Sacramento, CA 94252-2050
(916) 322-1560
Colorado Housing and Finance Authority
1981 Blake Street Denver, CO 80202
(303) 297-7427
Connecticut Housing Finance Authority
40 Cold Spring Road Rocky Hill, CT 06067
(203) 721-9501
Delaware State Housing Authority Division of Housing and
Community Development
18 the Green P.O. Box 1401 Dover, DE 19901
(302) 739-4263
DC Housing Finance Agency
1401 New York Avenue NW Suite 540 Washington, DC 20005
(202) 535-1353
Florida Housing Finance Agency
2571 Executive Center Circle East Tallahassee, FL 32399
(904) 488-4197
Georgia Residential Finance Authority
60 Executive Parkway South / Suite 250 Atlanta, GA 30329
(404) 679-4840
Hawaii Housing Authority
1002 North School Street P.O. Box 17907 Honolulu, HI 96817
(808) 848-3277
Idaho Housing Agency
760 W. Myrtle Boise, ID 83702
(208) 336-0161
Illinois Housing Development Authority
401 N. Michigan Avenue / Suite 900 Chicago, IL 60611
(800) 942-8439 or
(312) 836-5200
Indiana Housing Finance Authority
One North Capitol / Suite 515 Indianapolis, IN 46204
(317) 232-7777
Iowa Finance Authority
100 East Grand Avenue / Suite 250 Des Moines, IA 50309
(515) 281-4058
Kansas Office of Housing Department of Commerce
400 S.W. 8th / 5th Floor Topeka, KS 66603
(913) 296-3481
Kentucky Housing Corporation
1231 Louisville Road Frankfort, KY 40601
(800) 633-8896
(502) 564-7630
Louisiana Housing Finance Agency
5615 Corporate / Suite 6A Baton Rouge, LA 70808-2515
(504) 925-3675
Maine State Housing Authority
P.O. Box 2669 295 Water Street Augusta, ME 04330
(800) 452-4668
(207) 626-4600
Maryland Department of Housing and Community Development
45 Calvert Street Annapolis, MD 21401
(301) 974-2176
Massachusetts Housing Financing Agency
50 Milk Street Boston, MA 02190
(617) 451-3480
Michigan State Housing Development Authority
Plaza One / Fourth Floor 401 South Washington Square P.O. Box 48909
(800) 327-9158
(517) 373-8370
Minnesota Housing Finance Agency
400 Sibley Street St. Paul, MN 55101
(800) 652-9747
(612) 296-9951
Mississippi Home Corporation
510 George Street / Suite 107 Dickson Building Jackson, MS 39201
(601) 359-6700
Missouri Housing Development Commission
3770 Broadway Kansas City, MO 64111
(816) 756-3790
Montana Board of Housing
2001 Eleventh Avenue Helena, MT 59620
(406) 444-3040
Nebraska Investment Finance Authority
1033 O Street / Suite 218 Lincoln, NE 68508
(402) 434-3900
Nevada Department of Commerce Housing Division
1802 N. Carson Street / Suite 154 Carson City, NV 89710
(702) 687-4258
New Hampshire Housing Finance Authority
P.O. Box 5087 Manchester, NH 03108
(603) 472-8623
New Jersey Housing Agency
3625 Quakerbridge Road Trenton, NJ 08650-2085
(800) NJ-HOUSE
(609) 890-1300
Mortgage Finance Authority
P.O. Box 2047 Albuquerque, NM 87103
(800) 444-6880
(505) 843-6880
State of New York Division of Housing and Community Renewel
One Fordham Plaza Bronx, NY 10458
(718) 519-5700
New York State Housing Authority
250 Broadway New York, NY 10007
(212) 306-3000
North Carolina Housing Finance Agency
3300 Drake Circle / Suite 200 Raleigh, NC 27611
(919) 781-6115
North Dakota Housing Finance Agency
P.O. Box 1535 Bismarck, ND 58502
(701) 224-3434
Ohio Housing Finance Agency
775 High Street / 26th Floor Columbus, OH 43266
(614) 466-7970
Oklahoma Housing Finance Agency
P.O. Box 26720 Oklahoma City, OK 73126-0720
(800) 256-1489
(405) 848-1144
Oregon Housing Agency Housing Division
1600 State Street / Suite 100 Salem, OR 97310
(503) 378-4343
Pennsylvania Housing Finance Agency
2101 North Front Street Harrisburg, PA 17105
(717) 780-3800
Rhode Island Housing and Mortgage Finance Corp.
60 Eddy Street Providence, RI 02903
(401) 751-5566
South Carolina State Housing Financing and Development Authority
1710 Gervais Street / Suite 300 Columbia, SC 29201
(803) 734-8836
South Dakota Housing Development Authority
P.O. Box 1237 Pierre, SD 57501
(605) 773-3181
Tennessee Housing Development Agency
700 Landmark Center 401 Church Street Nashville, TN 37219
(615) 741-4979
Texas Housing Agency
P.O. Box 13941 Capitol Station Austin, TX 78711
(512) 472-7500
Utah Housing Finance Agency
177 East 100 South Salt Lake City, UT 84111
(801) 521-6950
Vermont Housing Finance Agency
One Burlington Square
P.O. Box 408 Burlington, VT 05402
(800) 222-VFHA
(802) 864-5743
Vermont State Housing Authority
P.O. Box 397 Montpelier, VT 05601-0397
(802) 828-3295
Virginia Housing Development Authority
601 S. Belvedere Street Richmond, VA 23220
(804) 782-1986
Washington State Housing Finance Commission
111 Third Avenue / Suite 2240 Seattle, WA 98101-3202
(206) 464-7139
West Virginia Housing Development Fund
814 Virginia Street East Charleston, WV 25301
(304) 345-6475
Wisconsin Housing and Economic Development Authority
P.O. Box 1728 Madison, WI 53701
(800) 362-2767
Wyoming Community Development Authority
123 S. Durbin Street P.O. Box 634
Casper, WY 82602
(307) 265-0603