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Credit
Rating
Your Profile
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6 of 8 Credit
Rating
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A Credit Profile refers to a consumer credit file, which is made
up of various consumer credit reporting agencies. It is a picture
of how you (as an individual) paid back the companies you have borrowed
money from, or how you have met other financial obligations.
There are usually five categories of information on a credit profile:
- Identifying Information
- Employment Information
- Credit Information
- Public Record Information
- Inquiries
What is NOT included on your on a credit profile:
- Your race
- Your religion
- Your health
- Your driving record
- Your criminal record
- Your political preference
- Your income
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