This site contains links to other sites. Applied Wholesale Mortgage is not responsible for the privacy practices or the content of such Web sites. Since privacy policies for linked sites may differ from Applied Wholesale Mortgage 's we encourage visitors to review the privacy statements for each outside link.

Our site uses an online prequalification form for visitors to request information, products, and services. We collect visitor's contact information (like their email address), unique identifiers (like their social security number), and financial information (like employment and income information). Contact information from the prequalification form is used to send information to a credit reporting company (with the visitor's authorization) to complete the prequalification screening procedure. The visitor's contact information is also used to get in touch with the visitor when gathering additional information, when clarifying information, and when providing a response to the visitor's request. Financial information that is collected is used to check the visitor's qualifications. Unique identifiers (such as social security numbers) are collected from Web site visitors to verify the visitor's identity and to complete the credit report process (with your authorization).

If a credit report is completed the information provided by the visitor is supplemented by the information received from the credit reporting company. Information gathered from the visitor or credit reporting company will not be shared with a third party without the visitor's explicit consent or unless the visitor is referred to us by a third party.

When a visitor submits an online prequalification form, the visitor's IP address and internet host name are recorded with the visitor's information. This extra data is used to help confirm the identity of the user.

Once your online prequalification has been reviewed you may choose to apply for approval. When you apply we may ask for additional information via E-mail or telephone to complete the residential loan application. Loan program disclosures will be forwarded to you within 3 business days upon receipt of a completed loan application. 

Our online surveys ask visitors for contact information (like their e-mail address). We use contact data from our surveys to send the visitor promotional material. The visitor's contact information is also used when contacting the visitor upon request, when gathering additional information, when clarifying information, and when providing a response to the visitor's request. Visitors have an opportunity to opt-out of receiving promotional materials at the time they take the survey by checking the opt-out box provided on the survey form. Visitors may opt-out of receiving future mailings; see the choice/opt-out section below.

The information gathered from the Rate Tracker page is used to notify the visitors when the loan program they have selected has been found. This information is maintained in a database on a secure network and is not shared with third parties. The information provided for the operation of the Mortgage Calculators does not require any personal information and is not saved by Applied Wholesale Mortgage .

If Applied Wholesale Mortgage makes changes to its privacy policy which impacts how the company is going to be using the information collected from the visitor in a manner different from that stated at the time of collection we will obtain the visitors permission by written or active email consent prior to any new use.

Security
This site has security measures in place to protect the loss, misuse and alteration of the information under our control. For the detailed steps we have taken you may visit our Site Security page. All transmissions of personal information from the visitor's browser to web site's secure server are encrypted to prevent eavesdropping. Once the information arrives at the secure server, the information is maintained in a database on our secure network.

Choice/Opt-Out
Our site provides visitors the opportunity to opt-out of receiving communications from us at the point where we request information about the visitor.
This site gives visitors the following options for removing their information from our database and to not receive future communications or to no longer receive our service. To request that you no longer receive future communications or our services please enter your e-mail address and select send.

Correct/Update
This site gives visitors the following options for changing and modifying information previously provided.
     1.     e-mail us at:
              info@awnow.com
     
     2.     send mail to the following postal address:
             184 Technology Dr. Suite 200 Irvine, CA 92618

     3.     call the following toll-free telephone number:    
             877.91.AWNOW (877.912.9669)

Contacting the Web Site
If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact:

Operations Manager
184 Technology Dr. Suite 200, Irvine CA 92618
webmaster@awnow.com