How does browser security work?
Recent versions of most Internet browsers support the encrypted
transmission of online documents and the data you enter on a web
page. This means that instead of sending readable text, both your
browser and the web site's secure server encode all text using a
security key. That way, personal data sent to your browser or data
you send back would be extremely difficult to decode in the unlikely
event it was intercepted by an unauthorized party. The key used for
encoding is a random number that is unique to your session at the
secure web site.
There are two grades of Internet security: International-grade
encryption uses a 40-bit random number negotiated between your
browser and the web-server. This means that only one out of about
1,000,000,000,000 possible decoding keys can be used to decipher
your data. Domestic-grade encryption uses a 128-bit key, so that the
number of possible keys is vastly larger. The
Applied Wholesale Mortgage uses the highest grade of encryption
supported by your browser and your Internet connection.
How do I know if security is operating?
Your Internet session is encrypted if your security-enabled browser
connected to a web site using the Secure Hypertext Transport
Protocol. URL strings beginning with "HTTPS://" instead of
the usual "HTTP://" indicate that the secure protocol is
in effect. Your browser may also tell you if security is operating.
For example, Netscape Navigator may display the icon in the lower
left corner of your screen in secure mode. If 128-bit security is in
effect, it shows the icon. Microsoft Internet Explorer shows a icon
in either case. Note that security may be operating without any
visible indication if the web page you are viewing employs frames
(see below).
If secure transmission is not in effect or only part of a
frame-based page is secure, Netscape shows the "broken
key" icon, and Explorer does not show the "lock"
icon.
Most browsers can be set to give you a pop-up announcement when
you enter or leave a secure web page. In Netscape, these settings
are on the Security Preferences "General" tab. In IE, the
setting is on the "Advanced" tab when you select
"Options" on the View menu.
Secure mode and frame-based web pages
Security may be operating without displaying any security icons (or
Netscape may show the "broken key" icon) if only part of a
frame-based page is employing security. You can verify the security
of page within a frame by opening it in a new browser window. Both
IE and Netscape allow you to open a link in a new window by
right-clicking on the link and selecting that option from the pop-up
context menu. When a secure page is open in its own window, instead
of being viewed within a frame, you can then see the security icons
provided by your browser as well as the "HTTPS://" secure
protocol prefix in the URL string.
How does
Applied Wholesale Mortgage
use web security?
Applied Wholesale Mortgage provides for secure transmission of web
pages where you enter or receive financial or other personal
information.
Note that if there is a problem with your browser or connection,
this could cause your browser to lock up. If at any time you are not
comfortable with applying online call
Applied Wholesale Mortgage
at
800.544.2713
.
How does
Applied Wholesale Mortgage
use your information gathered on the Web?
Applied Wholesale Mortgage uses the information you provide to
determine what loan program may be best for you and for your final
loan application. This information is not distributed to any other
entity for any purpose without your permission.
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