Following is a list of all possible documentation
that could be required for the mortgage application process.
In most cases we only need the items with a .
We will pre-underwrite your loan and give you a list of only items
that are required.
Pay stubs covering most recent thirty days.
W-2 statements covering the most recent two years.
Most recent three months statements for any account listed
on the application.
A copy of the Real Estate Sales Contract (for purchases).
12 months cancelled rent checks or the name and address of
your current landlord (if applicable).
Fully executed divorce decree (if applicable).
Deed, hazard insurance policy, and most recent tax bill if
you are going to refinance (copies).
A letter of explanation for any known credit problems or fluctuations
in income.
If you are self
employed, paid by commission, or own real estate used
for rental purposes you may also need:
Two years signed personal federal income tax returns including
all schedules.
If self-employed through a corporation, please provide the
last two years corporate returns as well as a year to date profit
and loss statement and a balance sheet.
If additional information or documentation
is requested please provide it immediately.
on
hand so your application is accurate the first time
